barter

id-noun

barter (countable and uncountable, plural barter-barter)

barter (the goods or services used in such an exchange)


bank

Unadapted borrowing from Dutch bank (“bank”). Doublet of bangku.

ubor

Bank Internasional untuk Pemulihan dan Pembangunan

Bank Internasional untuk Rekonstruksi dan Pembangunan

(banking, finance) an institution where one can place and borrow money and take care of financial affairs.


SIM

(management) Acronym of sistem informasi manajemen.


SE

sertifikat ekspor
sertifikat ekspor#Indonesian

(business) Initialism of sertifikat ekspor (“export certificate”).


AB

anggaran belanja
anggaran belanja#Indonesian

(finance, government, management) Initialism of anggaran belanja.

administrasi bisnis
administrasi bisnis#Indonesian

(business, management) Initialism of administrasi bisnis.


TA

tahun anggaran
tahun anggaran#Indonesian


UK

uji kompetensi
uji kompetensi#Indonesian

(education, management) Initialism of uji kompetensi.


pos

From Dutch post (“post”), from Middle French poste, from Italian posta, posto, from Latin postus, from positus. Cognate to Malay pos.


petroleum

petroleum (canonical)
pétroléum (canonical)

From Dutch petroleum, from Medieval Latin petroleum, from petra (“rock”) + oleum (“oil”).


tender

tèndêr (canonical)
tender-tender (plural)

From Dutch tender: from English tender, from Middle English tendren, from Old French tendre (“stretch out”), from Latin tendere.

(trading) tender, anything which is offered, proffered, put forth or bid with the expectation of a response, answer, or reply.


ATM

anjungan tunai mandiri
anjungan tunai mandiri#Indonesian

automated teller machine
automated teller machine

(banking) Initialism of anjungan tunai mandiri (“automated teller machine”).

anjungan transaksi mandiri
anjungan transaksi mandiri#Indonesian

(banking) Initialism of anjungan transaksi mandiri (“automated teller machine”).


administrator

From Dutch administrator (“administrator”), from Latin administrator (“administrator”).

(government, management, politics) one who administers affairs; one who directs, manages, executes, or dispenses, whether in civil, judicial, political, or ecclesiastical affairs; a manager


register

régistêr (canonical)
register-register (plural)

From Dutch register, from Middle Dutch register, from Old French registre, from Medieval Latin registrum.

(printing) the exact alignment of lines, margins and colors.


cuti

From Malay cuti, from Hindi छुट्टी (chuṭṭī, “release; leave; holiday, vacation; break”).

der

(rare) to have holiday, to have vacation


median

From Dutch mediaan, from Latin medianus (“of or pertaining to the middle”, adjective), from medius (“middle”) (see medium), from Proto-Indo-European *médʰyos (“middle”). Doublet of madya.

(printing, dated) mediaan, a former Nederland paper size, 470 mm × 560 mm.


bum

(economics, business) boom (a period of prosperity, growth, progress, or high market activity)


PSP

pemegang saham pengendali
pemegang saham pengendali#Indonesian

(finance) Initialism of pemegang saham pengendali (“controlling stakeholder”).


tenor

* From Dutch tenor, from Italian tenore, from Latin tenor.
* Semantic loan from English tenor for sense of time to maturity of a bond.

tenor:
(finance) time to maturity of a bond.


lot

→ Balinese: ᬮᭀᬢ᭄ (lot, “lottery”)

From Dutch lot, from Proto-Germanic *hlutą.


viral

(advertising, marketing, social media) circulated rapidly and widely from one user to another.


firma

From Dutch firma, from Italian firma, from Latin firmāre, from firmus, from Proto-Italic *fermos, from Proto-Indo-European *dʰer-mo-s (“holding”), from the root *dʰer- (“to hold”). Doublet of darma and derma.


bunga

Unknown
* Semantic loan from English interest, by analogy with bank interest growing over time like flowers, as well as wordplay referring to the sense of "attention" in English and the sense of "beauty, looking good" in Indonesian. Compare to Thai ดอกเบี้ย (dɔ̀ɔk-bîia, “interest”, literally “flower money”).
* Semantic loan from Ancient Greek τόκος (tókos, “interest”, literally “childbirth, parturition; offspring”).

sl

(economics, finance) interest: the price paid for obtaining, or price received for providing, money or goods in a credit transaction, calculated as a fraction of the amount or value of what was borrowed.


museum

Inherited from Malay museum, from Dutch museum, from Latin museum, from Ancient Greek Μουσεῖον (Mouseîon, “a shrine of the Muses”).

der

museum: a building or institution dedicated to the acquisition, conservation, study, exhibition, and educational interpretation of objects having scientific, historical, cultural or artistic value.


transit

From Dutch transit, from French transit, from Latin trānseō.

(trading) the conveyance of people or goods from one place to another, especially on a public transportation system; the vehicles used for such conveyance.


margin

Borrowed from English margin, from Middle English margyn, from Latin marginem (possibly via Old French margin), accusative of margō (“edge, brink, border, margin”).

(finance) collateral security deposited with a broker, to compensate the broker in the event of loss in the speculative buying and selling of stocks, commodities, etc.


KISS

(management) acronym of koordinasi, integrasi, sinkronisasi, simplifikasi.


aktiva

From Dutch activa (“asset”), from Latin activa. Doublet of aktif.

(business) any property or object of value that one possesses, usually considered as applicable to the payment of one's debts.

(accounting) the left side of a balance sheet.

assets:
the left side of a balance sheet.


teller

Unadapted borrowing from English teller, from Middle English tellere (“one who counts or enumerates; one who recounts or relates; teller”). Standard spelling retain double l to avoid confusion with word teler.

(banking) teller: a bank clerk who receives and pays out money.


PK

perjanjian kinerja
perjanjian kinerja#Indonesian

(management) Initialism of perjanjian kinerja.


bensin

bènsin (canonical)
bensin-bensin (plural)

From Dutch benzine, from German Benzin. Doublet of benzena.

(oil industry) gasoline (US), petrol (UK)


DPS

Dewan Pengawas Syariah
w:id:Dewan Pengawas Syariah

(finance) Initialism of Dewan Pengawas Syariah.


PT

(business) initialism of perseroan terbatas (“limited company”).


WP

(taxation) Initialism of wajib pajak (“taxpayer”).


BMD

barang milik daerah
barang milik daerah#Indonesian

(finance) Initialism of barang milik daerah.


graf

(linguistics, typography) graph: A graphical unit on the token-level, the abstracted fundamental shape of a character or letter as distinct from its ductus (realization in a particular typeface or handwriting on the instance-level) and as distinct by a grapheme on the type-level by not fundamentally distinguishing meaning.


STM

surat tanda melaporkan
surat tanda melaporkan#Indonesian

(management) Initialism of surat tanda melaporkan.


DPA

dokumen pelaksanaan anggaran
dokumen pelaksanaan anggaran#Indonesian

(finance) Initialism of dokumen pelaksanaan anggaran.


koma

From Dutch komma, from French comma, from Latin comma, from Ancient Greek κόμμα (kómma).

(typography) comma: The punctuation mark ⟨,⟩ used to indicate a set off parts of a sentence or between elements of a list.


plafon

From Dutch plafon, plafond, from French plafond. Cognate with Afrikaans plafon, Sranan Tongo plafon.

(finance) The maximum permitted level in a financial transaction.


balkon

From Dutch balkon, from French balcon, from Italian balcone, from Old Italian balco (“scaffold”) + -one (augmentative suffix).

(architecture, real estate) an accessible structure extending from a building, especially outside a window.


premi

From Dutch premie, from Latin praemium. Doublet of premium.

(insurance) The amount to be paid for an insurance policy.


fon

From English font, from Middle French fonte, feminine past participle of verb fondre (“to melt”).


agen

From Dutch agent, from French agent, from Latin agēns.

(economics, management, trading) one who acts for, or in the place of, another (the principal), by authority from them; someone entrusted to do the business of another.


SBM

standar biaya masukan
standar biaya masukan#Indonesian

(economics, finance) Initialism of standar biaya masukan.


BI

Bank Indonesia
Bank Indonesia#Indonesian


saldo

(accounting) balance: the difference between credit and debit of an account.


folio

(accounting) folio (a page in an account book)


debit

Comparison of Standard Malay and Indonesian

A semantic loan from English debit, from Middle French debet (Modern French débit), from Latin dēbitum (“what is owed, a debt”).
* Displaced earlier debet, which was loanword from Dutch debet.

In bookkeeping, an entry in the left hand column of an account.

A sum of money taken out of a bank account. Thus called, because in bank's bookkeeping a cash withdrawal diminishes the amount of money held on the account, i.e. bank's debt to the customer.

(accounting) receivable: a debt owed, usually to a business, from the perspective of that business.


dolar

From Dutch dollar, from English dollar, from early Dutch daler, daalder, from German Taler, Thaler (“dollar”), from Sankt Joachimsthaler, literally "of Joachimstal," the name for coins minted in German Sankt Joachimsthal (“St. Joachim's Valley”) (now Jáchymov, Czech Republic).


kas

Borrowed from Dutch kas, from Old French casse, from Italian cassa from Old Italian cassa, from Latin capsa (“box, case”), from capiō (“I take, I seize, I receive”), from Proto-Indo-European *keh₂p- (“to grasp”).

der

(Standard Malay)

(accounting) liquid assets, money that can be traded quickly, as distinct from assets that are invested and cannot be easily exchanged.


salam

From Arabic سَلَم (salam, “futures contract, time bargain, forward transaction”).


rupiah

From Pali rūpiya (“silver”), from Sanskrit रूप्य (rūpya, “silver, stamped coin”).


riyal

Borrowed from Arabic رِيَال (riyāl). Doublet of rial and royal.

riyal (The official currency of Oman, Qatar and Saudi Arabia)


kulit

From Malay kulit, from Proto-Malayic *kulit, from Proto-Malayo-Chamic *kulit, from Proto-Malayo-Sumbawan *kulit, from Proto-Malayo-Polynesian *kulit, from Proto-Austronesian *kuliC.

(publishing) case: the hard cover that surrounds and protects the text.


telaga

têlaga (canonical)
telaga-telaga (plural)

From Malay telaga (attested in Talang Tuo inscription, 684AD as talāga), from Old Javanese talaga (“tank, pool, pond”), from Prakrit talāga, taḍāga, from Sanskrit तलक (talaka, “pond”), तडाग (taḍāga, “pond”). Cognate of Javanese ꦠ꧀ꦭꦒ (tlaga), Kapampangan talaga, Sundanese ᮒᮜᮌ (talaga, “lake”), and Ternate talaga (“lake”).


pasar

→ Dutch: pasar

From Malay pasar (“market”), from Tamil பசார் (pacār, “bazaar”), from Classical Persian بازار (bāzār, “market”), from Middle Persian [Book Pahlavi needed] (wʾčʾl /wāzār/, “market”). Doublet of bazar.

(linguistics) colloquial; vernacular; vulgar


SPP

surat persetujuan pembayaran
surat persetujuan pembayaran#Indonesian

(business) Initialism of surat persetujuan pembayaran.

surat perjanjian penerbitan
surat perjanjian penerbitan#Indonesian

(printing) Initialism of surat perjanjian penerbitan.


dumping

(trading) dumping: selling goods at less than their normal price, especially in the export market as a means of securing a monopoly.


RL

(accounting) Initialism of risalah lelang (“auction report”).


beton

Borrowed from Dutch beton, from French béton, from Latin bitūmen. Doublet of bitumen.

(real estate) concrete (a building material created by mixing cement, water, and aggregate such as gravel and sand)


debitor

From English debitor, from Latin debitor.

(finance, nonstandard) Alternative spelling of debitur (“debitor, debtor”)


beban

From Malay beban. All “load” senses, except “burden” sense is a semantic loan from English load. The blasting sense is a semantic loan from English burden.

(Standard Malay)

(business) amount of money levied for a service.

charge:
amount of money levied for a service.

beban penyusutan

beban penjualan


arbitrase

arbitrasê (canonical)
arbitrase-arbitrase (plural)

From Dutch arbitrage, from French arbitrage. Semantic loan from English arbitrage.

(finance, trading) arbitrage: a market activity in which a security, commodity, currency or other tradable item is bought in one market and sold simultaneously in another, in order to profit from price differences between the markets.


deposito

From Dutch deposito, from Italian deposito, from Latin deposito.

(finance) deposit, money placed in an account.


dividen

From Dutch dividend, from Middle French dividende (Modern French dividende), from Latin dividendum (“thing to be divided”), future passive participle of divido (“to divide”).

(finance, trading) a pro rata payment of money by a company to its shareholders, usually made periodically (eg, quarterly or annually).


harta

From Malay harta, from Classical Malay arta, harta, from Sanskrit अर्थ (artha, “meaning, wealth”). Doublet of arta, arti, and erti.


presiden

présidèn (canonical)
presiden-presiden (plural)

From Dutch president, from Middle Dutch president, from Old French president, from Latin praesidēns (“presiding over; president, leader”). Not inherited from Malay presiden, which is from English president.

(management) primary leader of a corporation. Not to be confused with CEO, which is a related but separate position that is sometimes held by a different person.


prive

(accounting) the action of taking funds from an account or company holdings for individual use; drawing


oferte

From Dutch offerte, from French offerte, offrir, from Old French ofrir, from Vulgar Latin *offerīre, from Latin offerre.

(trading) quotation: a price that has been quoted for buying or selling; the act of setting a price.


tiras

(printing) circulation (number of copies sold of e.g. a newspaper).


pom-pom

reduplication

English <i class="Latn mention" lang="en">pump</i>


bursa

* Learned borrowing from Latin bursa, from the Ancient Greek βύρσα (búrsa, “hide, wine-skin”).
* Semantic loan from Dutch beurs.

der

Bursa Efek Indonesia

(business, economics) exchange: a place for conducting trading.


PIB

(taxation) Initialism of pemberitahuan impor barang.


ayat

From Malay ayat, from Arabic آيَة (ʔāya, “sign, token”).

(accounting) entry: a formal record that documents a transaction.


stok

From Dutch stock, from Middle Dutch stoc, from Old Dutch stok, from Proto-Germanic *stukkaz.

(trading) A store of goods ready for sale; inventory.


kreditor

(finance, nonstandard) Alternative spelling of kreditur (“creditor”)


kupon

Internationalism, borrowed from Dutch coupon, from French coupon, couper (“to cut”).

(finance, obsolete) A certificate of interest due, printed at the bottom of transferable bonds (state, railroad, etc.), given for a term of years, designed to be cut off and presented for payment when the interest is due; an interest warrant.

(finance) Any interest payment made or due on a bond, debenture or similar (no longer by a physical coupon).


kurs

→ Tetum: kurs

From Dutch koers (“rate, price”), from Middle Dutch coers, from Middle French cours, from Old French cours, from Latin cursus. Doublet of kursus.
* Semantic loan from Dutch wisselkoers (“exchange rate”)


anomali

From Dutch anomalie, from French anomalie, from Ancient Greek ἀνωμαλία (anōmalía, “disaccord”).

der

(linguistics, politics) a deviation from a rule or from what is regarded as normal; an outlier.

(physics, biology) any event or measurement that is out of the ordinary regardless of whether it is exceptional or not.

(biology, medicine) a defect or malformation.


emisi

From Dutch emissie, from Middle French émission, from Latin ēmissiō (“sending forth”), from ēmittō (“send out”), from ex (“from, out of”) + mittō (“send”).

emission, release,
(finance) of banknote.


naamloze vennootschap

id-noun

naamloze vennootschap (plural naamloze-naamloze vennootschap)

Unadapted borrowing from Dutch naamloze vennootschap (“public limited company, corporation”, literally “anonymous company”).

ubor

public limited company
public limited company

(business, law) public limited company, corporation


akun

* From Dutch account (“account”), from English account, from Middle English, from Anglo-Norman acunte (“account”), from Old French aconte, from aconter (“to reckon”), from Latin computō (“to sum up”).
* The management meaning is a semantic loan from English account (“account”).

semantic loan

(accounting, management) a registry of pecuniary transactions; a written or printed statement of business dealings or debts and credits, and also of other things subjected to a reckoning or review.


koin

(numismatics) a piece of currency, usually metallic and in the shape of a disc, but sometimes polygonal, or with a hole in the middle.

(cryptocurrencies) A cryptocurrency; a cryptocoin.


divisi

→ Malay: divisi

From Dutch divisie, from Old French division, from Latin divisio, divisionem. Cognate to Afrikaans divisie.

division,
(business) a section of a company.


fusi

From Dutch fusie, from Middle French fusion, from Latin fusionem (the accusative of fusio), from fusus, past participle of fundere (“pour, melt”).

(business) the legal union of two or more corporations into a single entity, typically assets and liabilities being assumed by the buying party.


debet

From Dutch debet, from Middle French debet (Modern French débit), from Latin dēbitum (“what is owed, a debt”).

(accounting, nonstandard) Alternative spelling of debit (“debit, receivable”)


miskal

Inherited from Malay miskal, from Arabic مِثْقَال (miṯqāl, “weight, unit of weight”).

der

mithqal, a unit of measure for weighing gold or silver, equivalent to around 4,2 grams.


RKA

(finance) Initialism of rencana kerja anggaran (“work plan and budget”).


ekosistem

ékosistêm (canonical)
ekosistem-ekosistem (plural)

Affixed eko- + sistem, from Dutch ecosysteem, from English ecosystem.

(business, marketing) a set of interconnected products and services.


asuransi

→ Malay: asuransi

Borrowed from Dutch assurantie, from Middle Dutch asseurancie, from Old French asseurance.

(insurance) a means of indemnity against a future occurrence of an uncertain event.

insurance:
the business of providing insurance.

(Standard Malay)


delegasi

délêgasi (canonical)
delegasi-delegasi (plural)

From Dutch delegatie, from French délégation, from Latin delegatio, delegationis, delego.

(management, trading) an act of delegating.


bintang

From Semantic loan from Dutch sterretje.


huruf

From Malay huruf, from Arabic حُرُوف (ḥurūf) plural of حَرْف (ḥarf).

(linguistics, typography) graph: A graphical unit on the token-level, the abstracted fundamental shape of a character or letter as distinct from its ductus (realization in a particular typeface or handwriting on the instance-level) and as distinct by a grapheme on the type-level by not fundamentally distinguishing meaning.


SPM

(management, government) Initialism of standar pelayanan minimal (literally “minimum service standard”).


kait

(typography) serif (a short line added to the end of a stroke in traditional typefaces)


pelabuhan

Affixed labuh + per- -an, from Malay pelabuhan.


KPI

key performance indicator
key performance indicator#English

(management) Initialism of key performance indicator.


ruko

(architecture, real estate) Acronym of rumah toko (“shophouse”).


HO

surat izin gangguan
surat izin gangguan#Indonesian

(business, government, law) Initialism of hinder ordonnantie (literally “hindrance ordinance”): a government permit for business activities with disturbance, hindrance or danger potential and also known as surat izin gangguan or izin gangguan.


advis

Borrowed from Dutch advies, from Middle Dutch avijs, from Old French avis, from the phrase ce m'est a vis ("in my view"), where vis is from Latin visum (“vision, image”)

(finance) Remittance advice, a formal statement indicating financial transactions.


paten

From Dutch patent (“patent”), from Middle French patente, from lettres patentes (“letter in which a privilege is granted”), from Latin littera patens.


asas

From Malay asas, from Arabic أَسَاس (ʔasās).


waran

(finance) warrant (an option, usually issued together with another security and with a term at issue greater than a year, to buy other securities of the issuer)


balans

From Dutch balans, from Middle Dutch balanse, from Old French balance, from Latin bilanx.

(accounting) balance sheet: a list accounting for the debits on one side, and for the credits on the other.


fosil

Borrowed from Dutch fossiel (“fossil”), from French fossile, from Latin fossilis (“something which has been dug up”), from fodio (“I dig up”).


tata letak

head

tata letak (plural tata-tata letak, first-person possessive tata letakku, second-person possessive tata letakmu, third-person possessive tata letaknya)

tata-tata letak (plural)
tata letak ku (first-person possessive)
tata letak mu (possessive second-person)
tata letak nya (possessive third-person)

Compound of tata (“arrangement”) + letak (“location”).

compound

(publishing) The process of arranging editorial content, advertising, graphics and other information to fit within certain constraints.

(typography) The setting or composition of written material into type; typesetting


laporan

(finance) statement: a document that summarizes financial activity.


ofset

(printing) the offset printing process, in which ink is carried from a metal plate to a rubber blanket and from there to the printing surface.


sero

Back-formation from pesero (“shareholder”) as per- + sero, from earlier persero, from Portuguese parceiro (“business partner”), from Old Galician-Portuguese parceiro, from Late Latin partiārius, from Latin partiō, from pars.

der

(finance, trading) stock, the capital raised by a company through the issue of shares.


organogram

organisation chart
organisation chart#English

organization chart
organization chart#English

(management) organisation chart, organization chart.


higiene

Borrowed from Dutch hygiëne (“hygiene”), from French hygiène, from Ancient Greek ὑγιεινή (τέχνη) (hugieinḗ (tékhnē), literally “art of health”), from ὑγιεινός (hugieinós, “of health, good for the health, wholesome, sound, healthy”), from ὑγιής (hugiḗs, “healthy, sound”).

ὑγιεινή (τέχνη)

those conditions and practices that promote and preserve health.


iklan

→ Tetum: iklan

From Arabic إِعْلَان (ʔiʕlān). Coined by Indonesian journalist Soedardjo Tjokrosisworo in 1951 with intention to replace adpertensi (current spelling advertensi).

bor

Arabic إِعْلَان (ʔiʕlān)

coinage

(advertising) advertisement (commercial solicitation)

mengiklankan [agent focus + causative benefactive]

periklanan [causative passive + resultative


kredit

krèdit (canonical)
kredit-kredit (plural)

Ultimately from Middle French crédit (“belief, trust”), from Latin creditum (“a loan, credit”), neuter of creditus, past participe of credere (“to believe”).
* Borrowed from Dutch credit (“liabilities”) for sense of liabilities
* Borrowed from Dutch krediet for sense of credit (finance and accounting senses), debt.
* Semantic loan from English credit for sense of value, distinction or honour; course credit.

bor+

(finance) an amount of money in a company that is owed to someone and has to be paid in the future, such as tax, debt, interest, and mortgage payments.

(accounting) the right side of a balance sheet.

liabilities
the right side of a balance sheet.

(accounting) an addition to certain accounts; the side of an account on which payments received are entered.

(finance) debt: money that one person or entity owes or is required to pay to another, generally as a result of a loan or other financial transaction.


inventarisasi

(business, management) inventory: The process of producing or updating such a list.


BBN

bea balik nama
bea balik nama#Indonesian

(taxation) Initialism of bea balik nama (“transfer tax”).


citra

From Malay citra (“image”), from Sanskrit चित्र (citrá, “picture”).

mencitrakan [agent focus + causative benefactive]

(management) people's perception towards a person, company, organization or product


utang

From Malay utang, hutang, from Classical Malay utang, hutang, from Proto-Malayo-Polynesian *qutaŋ.

(finance) money that one person or entity owes or is required to pay to another, generally as a result of a loan or other financial transaction.

(accounting) liabilities: the right side of a balance sheet.


inkubator

(business) a support programme for the development of entrepreneurial companies.


perusahaan

Affixed usaha + per- -an. Replaced Dutch bedrijf (“company, corporation”) by Komisi Bahasa Indonesia as published on Kanpō/Berita Pemerintah No.38 Year III Month 3 (2604) in 1944.

(business) Any business, whether incorporated or not, that manufactures or sells products (also known as goods), or provides services as a commercial venture.


debetor

(finance, nonstandard) Alternative spelling of debitur (“debitor, debtor”)


mutasi

Mutasi dan promosi jabatan merupakan hal biasa.

Job reposition and promotion are common.

(management, government) reposition about the post of employment.


retorsi

(trading) retorsion: an act of retaliation taken by one nation against another as a reprisal.


pagu

(Standard Malay)

(finance) The maximum permitted level in a financial transaction.


provisi

From Dutch provisie, from French provision, from Latin prōvīsiō (“preparation, foresight”), from prōvidēre (“provide”).

der

provisi makelar
provisi makelar#Indonesian

(trading) short for provisi makelar (“commission”): a fee charged by an agent or broker for carrying out a transaction.


statuta

Learned borrowing from Latin statūta, inflection of statūtus (“established, erected”). Semantic loan from Dutch statuten (“articles of association”), plural of statuut.

sl

memorandum of association
memorandum of association#English

(business, law) memorandum of association.


drif

From English drift, from Middle English drift, dryft (“act of driving, drove, shower of rain or snow, impulse”), from Old English *drift (“drift”), from Proto-Germanic *driftiz (“drift”), from Proto-Indo-European *dʰreybʰ- (“to drive, push”).

der

(mining, engineering) drift: a passage driven or cut between shaft and shaft; a driftway; a small subterranean gallery; an adit or tunnel.


jurnal

Internationalism, borrowed from Dutch journaal, from French journal, from Old French journal (“daily”), from Latin diurnālis, from diurnus (“of the day”), from diēs (“day”).

(accounting, trading) A chronological record of payments.

journal,
A chronological record of payments.


hipotek

hipotèk (canonical)
hipotek-hipotek (plural)

From Dutch hypotheek, from Latin hypothēca (“pledge, mortgage”), from Ancient Greek ὑποθήκη (hupothḗkē, “warning, pledge”).


istisna

Borrowed from Arabic اِسْتِثْنَاء (istiṯnāʔ, “exception”).

bor+

اِسْتِثْنَاء


SKP

sasaran kerja pegawai
sasaran kerja pegawai#Indonesian

(management) Initialism of sasaran kerja pegawai.


elipsis

Learned borrowing from Latin ellipsis, from Ancient Greek ἔλλειψις (élleipsis, “omission”).

der

(typography) a mark consisting of (in English) three periods, historically or more formally with spaces in between, before, and after them, " . . . ", or, more recently, a single character, "…", used to indicate that words have been omitted in a text or that they are missing or illegible, or (in mathematics) that a pattern continues (e.g., 1, ..., 4 means 1, 2, 3, 4).


BPR

bank perkreditan rakyat
bank perkreditan rakyat#Indonesian

(finance, dated) Initialism of bank perkreditan rakyat.

bank perekonomian rakyat
bank perekonomian rakyat#Indonesian

(finance) Initialism of bank perekonomian rakyat.


tantième

Unadapted borrowing from French tantième (“percentage, proportion”).

ubor

(business) tantième: The share of profits paid to the management or to the board of directors under a profit sharing scheme.


biblio

(publishing) bibliographic notes and/or those placed behind the title page


jaringan

From Malay jaringan, equivalent to jaring + -an.
* Sense of network beside of fabric or fibrous sense is a semantic loan from Dutch netwerk and later English network.
* Sense of biological tissue is a semantic loan from Dutch weefsel (“tissue, fabric”, literally “to weave + perform, action, result”).

sl

(management) project network, network chart: a graph (weighted directed graph) depicting the sequence in which a project's terminal elements are to be completed by showing terminal elements and their dependencies.


urup

id-noun

urup (countable and uncountable, plural urup-urup)

(dialectal) Synonym of barter (“barter”)


urup

(dialectal) Synonym of barter (“to barter”)


PPN

pajak pertambahan nilai
pajak pertambahan nilai#Indonesian

(taxation, real estate) Initialism of pajak pertambahan nilai (“value added tax”).


takaful

Inherited from Malay takaful, from Arabic تَكَافُل (takāful).


konglomerat

From Dutch conglomeraat, from Latin conglomerātus, past participle of conglomerāre (“to pile into a heap, to roll together”).

(business) a corporation formed by the combination of several smaller corporations whose activities are unrelated to the corporation's primary activity.


adil

From Malay adil, from Classical Malay عاديل (adil), from Arabic عَادِل (ʕādil).


performa

pêrforma (canonical)
performa-performa (plural)

From Dutch performance, from English performance or French performance.

(Standard Malay)

(management) the amount of useful work accomplished estimated in terms of time needed, resources used, etc.


pesero

From earlier persero, from Portuguese parceiro (“business partner”), from Old Galician-Portuguese parceiro, from Late Latin partiārius, from Latin partiō, from pars. Reconstructed as peng- + sero (“stock”).


lempeng

Borrowed from Betawi lempeng.
* Semantic loan from English plate for sense “geology plate”, “denture base”, “larger scale” and “printing plate”.

(printing) An engraved surface used to transfer an image to paper.


parafin

Borrowed from Dutch paraffine, from Latin paraffinum, from parum (too little) + affinis (related, affinity). Therefore low affinity or being chemically neutral.

(petrochemistry, organic chemistry) paraffin


kopitiam

From Malay kopitiam, from Hokkien 咖啡店 (ko-pi-tiàm).


bobot

Borrowed from Javanese ꦧꦺꦴꦧꦺꦴꦠ꧀ (bobot, “weight; importance, significance”), ꦧꦺꦴꦠ꧀ (bot, “weight”), from Old Javanese bot, byĕt, bwat (“heavy; weight”), from Proto-Malayo-Polynesian *bəʀəqat. Doublet of berat.

der

(typography) the boldness of a font; the relative thickness of its strokes.


kolom

From Dutch kolom, from Middle French [Term?], from Old French columne, from Latin columna (“a column, pillar, post”), originally a collateral form of columen, contraction culmen (“a pillar, top, crown, summit”). Doublet of kolone.

(printing) a body of text meant to be read line by line, especially in printed material that has multiple adjacent such on a single page.

a unit of width, especially of advertisements, in a periodical, equivalent to the width of a usual column of text.

a recurring feature in a periodical, especially an opinion piece, especially by a single author or small rotating group of authors, or on a single theme.


anuitas

Internationalism, learned borrowing from Medieval Latin annuitās, from Latin annuus (“annual”).

lbor

(insurance, pensions) annuity: A right to receive amounts of money regularly over a certain fixed period, in perpetuity, or, especially, over the remaining life or lives of one or more beneficiaries.


lombong

Inherited from Malay lombong, from Proto-Malayo-Polynesian *lumbuŋ, from Proto-Austronesian *lumbuŋ (“pit, deep cavity in the ground”). Doublet of lumbung.

inh

(mining) stope: a mining excavation in the form of a terrace of steps.


garar

Borrowed from Arabic غَرَر (ḡarar, “risk, chance, danger”).


sukuk

From Arabic صُكُوك (ṣukūk), plural of صَكّ (ṣakk, “bond, deed”).


investasi

invèstasi (canonical)
investasi-investasi (plural)

From Dutch investatie, old form of investering.

(finance) A placement of capital in expectation of deriving income or profit from its use or appreciation.


SKN

sistem kliring nasional
sistem kliring nasional#Indonesian

(finance) Initialism of sistem kliring nasional.


ampas

From Malay hampas, ampas, from Classical Malay همڤس (hampas), امڤاس (ampas).


niaga

From Malay niaga, from Classical Malay niaga, back-formation from beniaga (“trading”), which borrowed from Sanskrit वाणिज्यक (vāṇijyaka, “trader”).


RAT

rapat anggota tahunan
rapat anggota tahunan#Indonesian

(management) Initialism of rapat anggota tahunan.


wesel

From Dutch wissel, from Middle Dutch wissel. Cognate of Peranakan Indonesian wissel.

(Standard Malay)

(finance) money order, a type of cheque, usually purchased from a postal service to allow safe sending of money through the post, possibly to be redeemed in another country.


HET

harga eceran tertinggi
harga eceran tertinggi#Indonesian

(business, economics) Initialism of harga eceran tertinggi (“retail price ceiling”).


penilaian

pênilaian (canonical)
penilaian-penilaian (plural)

Affixed nilai (“value”) + peng- -an, inherited from Malay penilaian.

(Standard Malay)


mudarabah

Borrowed from Arabic مُضَارَبَة (muḍāraba, “venture”).


paparan benua

id-noun

paparan benua (plural paparan-paparan benua)

continental shelf
continental shelf#English


wanprestasi

Borrowed from Dutch wanprestatie (“non-performance, breach of contract”).

bor+

(law, finance) default (The condition of failing to meet an obligation)


AJB

akta jual beli
akta jual beli#Indonesian

(business, real estate) Initialism of akta jual beli.


ADK

(finance) Initialism of arsip data komputer (“computer data archive”).


APBN

anggaran pendapatan dan belanja negara#Indonesian

(finance, government) Initialism of anggaran pendapatan dan belanja negara (“national government budget”).


APBD

anggaran pendapatan dan belanja daerah#Indonesian

(finance) Initialism of anggaran pendapatan dan belanja daerah.


APD

aplikasi penarikan dana
aplikasi penarikan dana#Indonesian

(finance) Initialism of aplikasi penarikan dana.


obligasi

→ Malay: obligasi

* Borrowed from Dutch obligatie, from Middle Dutch obligacie, from Old French obligation, from Latin obligātiō.
* Semantic loan from English obligation.

(law) evidence of a long-term debt, by which the bond issuer (the borrower) is obliged to pay interest when due, and repay the principal at maturity, as specified on the face of the bond certificate

(finance) a documentary obligation to pay a sum or to perform a contract; a debenture

a social, legal, or moral requirement, duty, contract, or promise that compels someone to follow or avoid a particular course of action

a course of action imposed by society, law, or conscience by which someone is bound or restricted

(law) a legal agreement stipulating a specified action or forbearance by a party to the agreement; the document containing such agreement


kekuatan

From Malay kekuatan. Equivalent to kuat (“strong”) + ke- -an.


unikorn

From English unicorn, from Middle English unicorne, unikorn, from Anglo-Norman unicorne, Old French unicorne, and their source, Latin ūnicornis, from ūnus (“one”) + cornū (“horn”).

(finance, trading) unicorn, a startup company whose valuation has exceeded one billion U.S. dollars, which is solely backed by venture capitalists, and which has yet to have an IPO.


ikatan

Affixed ikat + -an, inherited from Malay ikatan.


tebus

head

têbus (active menebus, passive ditebus, perefective passive tertebus)

têbus (canonical)
menebus (active)
ditebus (passive)

Inherited from Malay tebus, from Proto-Malayic *təbus, from Proto-Malayo-Polynesian *təbus.
Cognates
Cognate with Toba Batak tobus, Tagalog tubos, Cebuano tubos, Kisar keuhu.

(finance) to convert (some bond or security) into cash


PKP

penghasilan kena pajak
penghasilan kena pajak#Indonesian

(taxation) Initialism of penghasilan kena pajak.

pengusaha kena pajak
pengusaha kena pajak#Indonesian

(taxation) Initialism of pengusaha kena pajak.


PPA

(healthcare, insurance) Acronym of profesional pemberi asuhan (“care provider professional”).


georadar

(mining) georadar, ground-penetrating radar


efek

From Dutch effect (“effect, negotiable instrument”), from Old French effect (modern French effet), from Latin effectus (“an effect, tendency, purpose”), from efficiō (“accomplish, complete, effect”). Cognate of Afrikaans effek.

der

(finance) A tradeable financial asset, such as a share of stock; security

negotiable instrument
negotiable instrument

(economics, finance) negotiable instrument


lokalisasi

Borrowed from Dutch lokalisatie. By surface analysis, lokal + -isasi.

(translation studies, chiefly software, marketing) the act, process, or result of adapting translated text to fit a local culture; domestication


lokalisasi

head

lokalisasi (active melokalisasi, passive dilokalisasi, perfective passive terlokalisasi)

melokalisasi (active)
dilokalisasi (passive)
terlokalisasi (passive perfective)

software engineering
software engineering

(software engineering, marketing, transitive) to adapt (a product or service) for use in a particular country or region, typically by translating text into the language of that country and modifying currencies, date formats, etc


kumbara

From Ottoman Turkish خمبره (kumbara), from Classical Persian خمباره (xumbāra, “an earthenware box, a small jar; a bombshell”).


oktroi

From Dutch octrooi (“patent”), from Middle Dutch octroy, possibly from Latin auctōrō, auctor. Compare to French octroi (“grant; concession”).


celengan

cèlèngan (canonical)
celengan-celengan (plural)

[t͡ʃɛˈlɛŋan]

Affixed celeng (“wild boar, pig”) + -an (“similar to”), from Javanese ꦕꦺꦭꦺꦔꦤ꧀ (cèlèngan).

suf

piggy bank: A small container, sometimes in the form of a pig, to store small saved coins in. Often the "bank" must be broken open to retrieve the contents.


PPK

pejabat pembuat komitmen
pejabat pembuat komitmen#Indonesian

(business, government, management) Initialism of pejabat pembuat komitmen.

pejabat pembina kepegawaian
pejabat pembina kepegawaian#Indonesian

(government, management) Initialism of pejabat pembina kepegawaian.


inventaris

Borrowed from Dutch inventaris (“inventory”), from Late Latin inventārium, from Latin inveniō (“to find out”).

bor+

(business, management) The stock of an item on hand at a particular location or business.

(business, management) A detailed list of all of the items on hand.


buku harian

Compound of buku (“book”) + harian (“daily”), partial calque of Dutch dagboek (“diary”, literally “day book”).

partial calque

Dalam proses akuntansinya juga sama, yaitu dimulai dari analisis dokumen, kemudian pencatatan dalam buku harian, klasifikasi dan peringkasan lewat buku besar dan buku tambahan; kemudian diakhiri dengan penyusunan laporan keuangan.

2020, Buku Govermental Accounting (Akuntansi Pemerintahan), Deepublish, →ISBN, page 21:

The accounting process is the same, starting with document analysis, then recording in a journal, classification and summarisation through ledgers and supplementary books; then ending with the preparation of financial statements.

(accounting) a chronological record of payments or receipts.


denominasi

dénominasi (canonical)
denominasi-denominasi (plural)

From Dutch denominatie, from Latin dēnōminātiō.

(finance) a unit in a series of units of weight, money, etc.


artefak

artêfak (canonical)
artefak-artefak (plural)

From Dutch artefact, from Latin arte (“by skill”) + factum (“thing made”).

compound

a finding or structure in an experiment or investigation that is not a true feature of the object under observation, but is a result of external action, the test arrangement, or an experimental error.

(computing) a perceptible distortion that appears in an audio or video file or a digital image as a result of applying a lossy compression or other inexact processing algorithm.


prasasti

Borrowed from Javanese ꦥꦿꦱꦱ꧀ꦠꦶ (prasasti, “ancient inscription”), from Old Javanese praśasti (“charter, edict, inscription”), from Sanskrit प्रशस्ति (praśasti, “eulogistic inscription”).

der

(archaeology) stele, tall, slender stone monument.


pecahan

pêcahan (canonical)
pecahan-pecahan (plural)

Affixed pecah + -an, from Malay pecahan. The sense of fraction is a semantic loan from Dutch breuk (“fraction”, literally “fracture, break”).

sl

(finance) denomination: a unit in a series of money.


novasi

Borrowed from Dutch novatie (“novation”), from Latin novātiō (“a renewing, rennovation”), from novō, from novus (“new”).

der

replacement of a contract with one or more new contracts, in particular in financial markets the replacement of a contract between a particular buyer and seller with contracts between the clearing house and each party.

a new contract between the original contracting parties whereby the first obligation is extinguished and a new obligation is substituted.


saham

From Arabic سَهْم (sahm, “share (of stock)”).

(finance, trading) stock, the capital raised by a company through the issue of shares.


fasad

From French façade, from Italian facciata, a derivation of faccia (“front”), from Latin facies (“face”). Doublet of fasade.

(architecture, real estate) facade, the face of a building, especially the front view or elevation.


eksekusi

Borrowed from Dutch executie, from Middle Dutch executie, from Old French execution, from Latin exsecutio, an agent noun from exequi (“to follow out”), from out + sequor (“follow”).

(business, law) the formal process by which a contract is made valid and put into binding effect.


faktur

From Dutch factuur (“invoice”), from Latin factūra. Doublet of fitur.

Faktur Pajak Elektronik


diskonto

From Dutch disconto, from Italian disconto, from Medieval Latin discomputō (“I deduct, discount”). Doublet of diskon.


konsinyasi

From Dutch consignatie, from French consignation, from Latin cōnsignātiō (“written proof, document”).

(trading) consignation, consignment: sending goods to the agent for the purpose of sale with the ownership of these goods remains with the sender.


neraca

Borrowed from Sanskrit नाराच (nārāca, “metre”).

bor+

(accounting, trading) A list accounting for the debits on one side, and for the credits on the other.

(trading) The overall result of conflicting forces, opinions etc.; the influence which ultimately "weighs" more than others.


sekuritas

sêkuritas (canonical)
sekuritas-sekuritas (plural)

Learned borrowing from Latin sēcūritās, from Latin sēcūrus (“safe, secure”). Semantic loan from English security. Doublet of sekuriti.

(trading) proof of ownership of stocks, bonds or other investment instruments.


opsi

→ Tetum: opsi

From Dutch optie, from French option, from Latin optiō (“choice; option; act of choosing”), from optō (“I choose, select”). Cognate to Afrikaans opsie.

der

(finance) a contract giving the holder the right to buy or sell an asset at a set strike price; can apply to financial market transactions, or to ordinary transactions for tangible assets such as a residence or automobile.


eselon

èsêlon (canonical)
eselon-eselon (plural)

From Dutch echelon, from French échelon (“rung; echelon”), échelle, from Old French eschale, from Latin scāla. Doublet of skala.

(management) a level or rank in an organization, profession, or society.


nisbah

Inherited from Malay nisbah, from Classical Malay nisbah, from Arabic نِسْبَة (nisba). The sense in Arabic grammar and Islamic finance are semantic borrowings from the same Arabic word.


kliring

(banking, finance) clearing, a process of exchanging transaction information and authorisation through a central institution or system to complete and settle those transactions.


klise

From Dutch cliché, from French cliché, past participle of clicher (“to stereotype, (originally) to copy”, literally “to click, clink”), from Middle French clicher, from Old French cliquer (“to click, clack, sound, resound”), of Germanic origin.

(printing) a stereotype (printing plate).


iuran

From Malay yuran, iuran, from Classical Malay يورن (yuran), ااورن (iuran).

Pemerintah naikkan iuran kesehatan.


derivatif

From Dutch derivatief, from Middle French dérivatif, from Latin dērīvātus, perfect passive participle of dērīvō (“I derive”).

(finance) A financial instrument whose value depends on the valuation of an underlying asset.


kodifikasi

(law, linguistics, management) codification

the process of precisely formulating a statement, such as a code of laws.

the act or result of arranging something into a code; the act of setting down a body of knowledge in a systematic way.


tahun buku

Compound of tahun (“year”) + buku (“book”), calque of Dutch boekjaar (“financial year, fiscal year”, literally “book year”).


HGB

hak guna bangunan
hak guna bangunan#Indonesian

(real estate) Initialism of hak guna bangunan.


kemampuan membayar

id-noun

kemampuan membayar (plural kemampuan-kemampuan membayar)

From kemampuan (“ability”) + membayar (“pay”). Calque of English ability to pay.


satuan tugas

id-noun

satuan tugas (plural satuan-satuan tugas)

Compound of satuan (“unit”) + tugas (“task”), from calque of English task force.

(business, government, military) task force


anggaran pendapatan dan belanja negara

[aŋˈɡaran pəndaˈpatan ˈdan bəˈland͡ʒa nəˈɡara]

Compound of anggaran pendapatan dan belanja (“revenue and expenditure budget”) + negara (“state, country”).

compound

(finance, government) state budget, government budget. (Indonesia)

id:Anggaran Pendapatan dan Belanja Negara


indikasi

Internationalism, borrowed from Dutch indicatie.

(finance) an declared approximation of the price at which a traded security is likely to commence trading


pengesahan kewajaran

(business) attestation: The process, performed by accountants or auditors, of providing independent opinion on published financial and other business information of a business, public agency, or other organization.


reksa dana

Compound of reksa (“guardian”) + dana (“fund”), semantic loan from English mutual fund. Coined in Law No.8 of 1995 on Capital Market, which passed in 1995. The term was inspired by name PT Reksadana.


dana abadi

From dana (“fund”) + abadi (“eternal”), calque of English endowment fund.

sovereign wealth fund
sovereign wealth fund


hawalah

From Arabic حَوَالَة (ḥawāla, “transfer, trust”).

bor

(Islamic finance) hawala, a long-established informal system of money transfer from India and the Middle East, still in use by migrant workers.


kafalah

Borrowed from Arabic كَفَالَةٌ (kafālatun).


mudarib

Borrowed from Arabic مُضَارِب (muḍārib).


wakalah

Borrowed from Arabic وَكَالَة (wakāla, “proxy”).


wadiah

Borrowed from Arabic وَدِيعَة (wadīʕa, “deposit”).

(Islamic finance) deposit of funds or assets by a person with an Islamic bank


musyarakah

Borrowed from Arabic مُشَارَكَة (mušāraka, “sharing”).


mukayyad

Unadapted borrowing from Arabic مُقَيَّد (muqayyad).


kartu kredit

id-noun

kartu krédit (plural kartu-kartu kredit)

kartu krédit (canonical)
kartu-kartu kredit (plural)

From kartu (“card”) + kredit (“credit”). Calque of English credit card.


kontribusi

From Dutch contributie, from Middle French [Term?] (Modern French contribution), from Latin contribūtiōnem, contribūtiō, from Latin contribuēre.

(Islam, insurance) premium (the amount to be paid for an Islamic insurance policy)


invois

From English invoice, from Middle French envois pl, plural of envoi, from the verb envoyer (“to send”), from Late Latin inviāre, from Latin via (“road, path”).


pajak pertambahan nilai

pajak pertambahan nilai (plural pajak-pajak pertambahan nilai)

Compound of pajak (“tax”) + pertambahan (“addition”) + nilai (“value”), calque of English value added tax.


pajak nilai tambah

Compound of pajak (“tax”) + nilai tambah (“value added”), calque of English value added tax.

pajak pertambahan nilai
pajak pertambahan nilai#Indonesian

(taxation, dated) Synonym of pajak pertambahan nilai


nilai tambah

From nilai (“value”) + tambah (“add”). Calque of English value added.

(economics, business) the amount by which the value of an article is increased at each stage of its production, exclusive of initial costs; value added.


nilai tambah

(economics, business, of goods) having features added to a basic line or model for which the buyer is prepared to pay extra; value added.


dana kekayaan berdaulat

From dana (“fund”) + kekayaan (“wealth”) + berdaulat (“sovereign”). Calque of English sovereign wealth fund.


bagan organisasi

organisation chart
organisation chart#English

organization chart
organization chart#English

(management) organisation chart, organization chart.


skema organisasi

skema + organisasi as a calque of Dutch organisatieschema.


kreditur

From Dutch crediteur, from Middle French crediteur (Modern French créditeur), from Old French creditor, creditour, from Latin creditor.

(finance) creditor: a person to whom a debt is owed.


debitur

From Dutch debiteur, from Middle French debiteur (Modern French débiteur, from Latin debitum, supine of debere (“to be due, have to, must”).

(finance) debitor, debtor: a person or firm that owes money; one in debt; one who owes a debt.


likuid

* From English liquid, from Middle English liquide, from Old French liquide, from Latin liquidus (“fluid, liquid, moist”), from liqueō (“to be liquid, be fluid”).
* For financial sense of liquid is a semantic loan from Dutch liquide.

easily sold or disposed of without losing value.

having sufficient trading activity to make buying or selling easy.


likuidasi

From Dutch liquidatie, from Middle French liquidation, from Italian liquidazione.

(management) liquidation: the selling of the assets of a business as part of the process of dissolving the business.


likuidator

From Dutch liquidator or English liquidator.

(management) liquidator: one who liquidates.


hidrargilit

(mining) gibbsite, hydrargyllite: a mineral with monoclinic crystals, usually white but can have different colors, Al(OH)


buku besar

buku bêsar (canonical)
buku-buku besar (plural)

Compound of buku (“book”) + besar (“big”), partial calque of Dutch grootboek (literally “big, great book”).

partial calque

(accounting) general ledger, nominal ledger.


promosi

From Dutch promotie, from French promotion, from Latin prōmōtiō, from prōmoveō.

(marketing) an event intended to increase the reach or image of a product or brand.


evolusi

From Dutch evolutie, from Latin ēvolūtiō, ēvolūtiōnis (“the act of unrolling, unfolding or opening (of a book)”).

der

evolution: a process of gradual change in a given system, subject, product etc., especially from simpler to more complex forms.


bunga majemuk

Compound of bunga (“flower, interest”) + majemuk (“compound”). The sense of compound interest is calque of Dutch samengestelde interest.

compound

compound interest
compound interest#English


anakan

Affixed anak (“child”) + -an, from Malay anakan, from Classical Malay انقن (anakan).
* Sense of interest in economics or finance is a semantic loan from Chinese 利子 (“interest”, literally “benefit, profit + child, son”) or Japanese 子(し) (shi, “interest”, literally “child”). Compare to Javanese anakan (ꦲꦤꦏꦤ꧀, “interest”).


suku bunga

Compound of suku (“part”) + bunga (“interest”).


pasar modal

Compound of pasar (“market”) + modal (“capital”), calque of Dutch kapitaalmarkt.


bursa saham

From compound of bursa + saham, from partial calque of Dutch effectenbeurs (“stock exchange”).


bursa efek

Compound of bursa (“exchange”) + efek (“security”), literally “security exchange”, calque of Dutch effectenbeurs (“stock exchange”).


pasar gelap

Compound of pasar (“market”) + gelap (“dark”), calque from Chinese 黑市 (literally “dark market”) or calque from Japanese 闇市(やみいち) (yamīchi, literally “dark market”).

ja-r

(business, economics) black market; illicit market; under the counter business.


pendapatan nasional

Compound of pendapatan (“income, revenue”) + nasional (“national”).


penanaman modal

Compound of penanaman (“planting”) + modal (“capital”), literally “capital planting”, calque from Chinese 投資／投资 (“invesment”, literally “to put in + resources; capital”).


komposisi

From Dutch compositie, from Middle Dutch composicie, from Middle French composition, from Old French composicion, from Latin compositiō, from componere (“to put together”).


piutang usaha

id-noun

piutang usaha (plural piutang-piutang usaha)


utang usaha

Compound of utang (“debt”) + usaha, calque of Dutch handelsschuld (“account payable”, literally “business' debt”).


ayat jurnal penyesuaian

id-noun

ayat jurnal penyesuaian (plural ayat-ayat jurnal penyesuaian)

Compound of ayat (“entry”) + jurnal (“journal”) + penyesuaian (“adjusting”).


jurnal penutup

Compound of jurnal (“journal”) + penutup (“closing”).

(accounting) closing entry: journal entries made at the end of an accounting period to transfer temporary accounts to permanent accounts.


aktiva lancar

Compound of aktiva (“asset”) + lancar (“smooth”), partial calque of Dutch vlottende activa (“current asset”) (see vlotten (“to go smoothly, to make progress, to glide”)).


laporan laba rugi

Compound of laporan (“statement”) + laba (“profit”) + rugi (“loss”), calque from Dutch winst-en-verliesrekening.


rekam jejak

Compound of rekam + jejak, calque of English track record.


rekening koran

Compound of rekening + koran, calque of Dutch rekening-courant (“current account”).

clq

(finance) bank statement: A communication from a bank to a person holding an account in that bank, usually issued monthly, detailing the value of the holdings in that account and the effects of all transactions occurring with respect to that account.


UKM

(business) Initialism of usaha kecil dan menengah (“small and medium-sized enterprise; SME”).


KTA

kredit tanpa agunan
kredit tanpa agunan#Indonesian

(finance) Initialism of kredit tanpa agunan (“non-collateral loan”).


portofolio

From English portfolio, from Italian portafoglio, from Latin portāre (“to carry”) and folium (“sheet”).

(management, politics) the post and the responsibilities of head of a department.

(business, finance) the group of investments and other assets held by an investor.


waralaba

Learned borrowing from Old Javanese wara (“gift”) + lābha (“profit”), intended translated as extra or special profit. Coined by Lembaga Pendidikan dan Pembinaan Manajemen for translation of franchise.

coinage

(business) The authorization granted by a company to sell or distribute its goods or services in a certain area.

(business) A business operating under such authorization, a franchisee.


ULN

utang luar negeri
utang luar negeri#Indonesian

(finance) Initialism of utang luar negeri (“foreign debt”).


SDM

sumber daya manusia
sumber daya manusia#Indonesian

(management, human resources) Initialism of sumber daya manusia.


UMKM

(business) Initialism of usaha mikro, kecil dan menengah (“micro, small, or medium-sized enterprise; MSME”).


tahun anggaran

Compound of tahun + anggaran, from calque of English budget year.

Sebagai tjara-tjara oentoek meperbanjak hasil bahan makanan teristimewa pada tahoen anggaran 2604, pertama direntjanakan menegoehkan dengan teratoer rapi tjara soesoenannja ditempatkan pemimpin Indonesia, jang dahoeloe hanja satoe orang dalam tiap Son, sekarang satoe orang dalam tiap-tiap Ku

As a way to increase the production of special food materials in the fiscal year of 2604, it was first planned to ensure a neat and orderly way of placing the Indonesian leaders, previously only one person in each Son, but now one person in each Ku.

(finance) budget year, fiscal year, or financial year.


diversifikasi

From Dutch diversificatie, from Medieval Latin diversificatiō, from diversificātus, past participle of diversificō (“diversify”), from Latin diversus (“turned in different ways”) + faciō (“make, do”).

der

(business) a corporate strategy in which a company acquires or establishes a business other than that of its current product.

(finance) an investment strategy involving investing in a range of assets with differing features in order to reduce specific risk.


tanda daftar perusahaan

tanda daftar (“register”) + perusahaan (“company”)


tarif premi

Compound of tarif (“fee, rate”) + premi (“premium”).


penanaman modal asing

penanaman modal (“investment”) + asing (“foreign”), literally “foreign investment”, calque of English foreign investment.

com

foreign direct investment
foreign direct investment

(finance, economics) foreign investment; foreign direct investment


pembukuan

pêmbukuan (canonical)
pembukuan-pembukuan (plural)

Affixed buku + peng- -an, semantic loan from Dutch boekhouding.

(accounting) bookkeeping: the skill or practice of keeping books or systematic records of financial transactions, e.g. income and expenses.

(accounting) posting: an item inserted into a register, ledger or diary.


batubara

(mining) alternative spelling of batu bara (“coal”).


menambang

(cryptocurrencies) To earn new units of cryptocurrency by doing certain calculations.


konsorsium

From English consortium, from Latin consortium, from consors, consortis.

(business) an association or combination of businesses, financial institutions, or investors, for the purpose of engaging in a joint venture.


anggaran pendapatan dan belanja

Compound of anggaran (“budget”) + pendapatan (“revenue”) + dan + belanja (“expenditure”).

compound

(finance, government) revenue and expenditure budget.


KPA

kredit pemilikan apartemen
kredit pemilikan apartemen#Indonesian

(finance) Initialism of kredit pemilikan apartemen.


manajemen

Internationalism, from English management.

(Standard Malay)

(management) administration; the use of limited resources combined with forecasting, planning, leadership and execution skills to achieve predetermined specific goals.

(management) the executives of an organisation, especially senior executives.


pengusaha kena pajak

pengusaha (“entrepreneur”) + kena pajak (“taxable”)

(taxation) taxable entrepreneur for VAT purpose


penghasilan kena pajak

Compound of penghasilan (“income”) + kena pajak (“taxable”), a calque of English taxable income.

com+

(taxation) taxable income (the base upon which an income tax system imposes tax)


wajib pajak

Compound of wajib (“oblige; shall”) + pajak (“tax”). Replaced Dutch belastingplichtig (“taxpayer”) by Komisi Bahasa Indonesia as published on Kanpō/Berita Pemerintah No.38 Year III Month 3 (2604) in 1944.

(taxation) taxpayer: a person who is subject to, liable for, or pays tax as opposed to a nontaxpayer who is neither the subject nor the object of revenue laws.


valuasi

From Dutch valuatie, from Middle French valuation, noun of action from valuer, from Old French valoir, from Latin valēre.

(finance) valuation: an estimation of something's worth; the process of estimating the value of a financial asset or liability.


kuotasi

(trading) quotation: a price that has been quoted for buying or selling; the act of setting a price.


nilai tukar

Compound of nilai (“mark”) + tukar (“exchange”), calque of Dutch wisselkoers (“exchange rate”).


kurtase

From Dutch courtage, from French courtage.

(trading) commission: a fee charged by an agent or broker for carrying out a transaction.


neraca perdagangan

Compound of neraca (“balance”) + perdagangan (“trade”), calque of Dutch handelsbalans.

com

(trading) balance of trade, trade balance, commercial balance: the difference between the monetary value of exports and imports in an economy over a certain period of time.


neraca ekspor-impor

Compound of neraca (“balance”) + ekspor (“export”) + impor (“import”).

neraca perdagangan
neraca perdagangan#Indonesian


neraca pembayaran

Compound of neraca (“balance”) + pembayaran (“payment”), calque of Dutch betalingsbalans.

(trading) balance of payments: a measure of all flows of money into and out of a country including payments for goods and services and capital flows.


lembaran neraca

id-noun

lembaran neraca (plural lembaran-lembaran neraca)

Compound of lembaran (“sheet”) + neraca (“balance”), calque of English balance sheet


ganti rugi

Compound of ganti + rugi (“loss”), literally “loss compensation”, calque from Chinese 賠償／赔偿 (péicháng).

com

(insurance) a principle of insurance which provides that when a loss occurs, the insured should be restored to the approximate financial condition occupied before the loss occurred, no better, no worse.


hak memesan efek terlebih dahulu

Compound of hak (“right”) + memesan (“to order”) + efek (“security”) + terlebih dahulu (“foremost”), literally “right to order securities before anyone else”. Compare to Japanese 新株予約権(しんかぶよやくけん) (shinkabu yoyaku-ken, “new share promissory right”).


genesa

From Dutch genese (“genesis”), from Latin genesis, from Ancient Greek γένεσις (génesis, “origin, source, beginning, nativity, generation, production, creation”), from Proto-Indo-European *ǵénh₁tis (“birth, production”), from *ǵenh₁-.

der

Genesa batubara.


bahan galian

bahan (“material”) + galian, calque of Dutch [Term?]


RAB

(accounting) Initialism of rencana anggaran belanja (“budget estimate plan”).


surat ketetapan pajak

surat (“document”) + ketetapan (“determination”) + pajak (“tax”), literally “document of tax determination”


surat paksa

surat (“document”) + paksa (“to force”), literally “document to force something”


surat pemberitahuan

surat (“document”) + pemberitahuan (“notice”), literally “notice document”.
* Replaced Dutch aangiftebiljet (“tax return”) by Komisi Bahasa Indonesia as published on Kanpō/Berita Pemerintah No.38 Year III Month 3 (2604) in 1944.


JKP

(taxation) Initialism of jasa kena pajak (“taxable service”).


BKP

(taxation) Initialism of barang kena pajak (“taxable good(s)”).


pemberitahuan impor barang

pemberitahuan (“notice”) + impor (“import”) + barang (“good”), literally “notice to import good(s)”


surat setoran pajak

surat (“document”) + setoran (“deposit”) + pajak (“tax”), literally “document of deposited tax”


surat perintah pencairan dana

surat perintah + pencairan (“disbursement”) + dana (“fund”)


BSNP

(business) Initialism of Badan Nasional Sertifikasi Profesi (“National Professional Certification Agency”).


cek cacat

Compound of cek (“cheque”) + cacat (“defect”).


suku bunga dasar kredit

suku bunga (“interest rate”) + dasar (“basic”) + kredit (“credit”), literally “basic interest rate for credit”


suku bunga utama

suku bunga (“interest rate”) + utama (“main”), literally “main interest rate”


surat pernyataan tanggung jawab mutlak

surat pernyataan (“statement letter”) + tanggung jawab mutlak (“absolute responsibility”), literally “statement letter of absolute responsibility”


penjamin emisi efek

penjamin (“guarantor”) + emisi (“emission”) + efek (“security”), literally “guarantor of security emission”

(finance) underwriter, an entity undertaking to market newly issued securities.


wakil penjamin emisi efek

wakil (“agent”) + penjamin emisi efek (“underwriting”), literally “underwriting agent”


perantara pedagang efek

Compound of perantara (“intermediary”) + pedagang (“trader”) + efek (“security”), literally “intermediary of security trader”

(finance) broker-dealer: a natural person, company or other organization that engages in the business of trading securities for its own account or on behalf of its customers.


PNBP

penerimaan negara bukan pajak#Indonesian

(finance, government) initialism of penerimaan negara bukan pajak (“non-tax state income”).


ayakan

(mining, quarrying) screen (stone classification device)


investasi asing langsung

investasi (“investment”) + asing (“foreign”) + langsung (“direct”), calque of English foreign direct investment.

cal

penanaman modal asing
penanaman modal asing#Indonesian

(finance, economics) Synonym of penanaman modal asing


influenser

Internationalism, borrowed from English influencer.

(social media, marketing) influencer (a person who is able to influence consumption, lifestyle, and/or political preferences of their online audience by creating and/or engaging social media content, often as a part of a marketing campaign)


pinjol

pinjaman daring
pinjaman daring#Indonesian

(colloquial, finance) acronym of pinjaman online (“online lending”), synonym of pinjaman daring.


penyesuaian

pênyêsuaian (canonical)
penyesuaian-penyesuaian (plural)

(accounting) the settling or balancing of a financial account.


aset lancar

Compound of aset + lancar, previously aktiva lancar, partial calque of Dutch vlottende activa (“current asset”).

partial calque

(accounting, finance) current asset: any asset which can reasonably be expected to be sold, consumed, or exhausted through the normal operations of a business within the current fiscal year or operating cycle or financial year (whichever period is longer).


penawaran umum perdana saham

penawaran (“offering”) + umum (“public”) + perdana (“first”) + saham (“stock”), literally “stock first public offering”

com

initial public offering
initial public offering

(business, finance) initial public offering


vinyet

Borrowed from French vignette, diminutive of vigne (“vine”), from Latin vīnea, from vīnum (“wine”).

(printing) a decorative design, originally representing vine branches or tendrils, at the head of a chapter, of a manuscript or printed book, or in a similar position.

(printing) any small borderless picture in a book, especially an engraving, photograph, or the like, which vanishes gradually at the edge.


pemegang saham

Compound of pemegang (“holder”) + saham (“share; stock”), calque of Dutch aandeelhouder (“shareholder”).


anjungan tunai mandiri

id-noun

anjungan tunai mandiri (plural anjungan-anjungan tunai mandiri)

anjungan-anjungan tunai mandiri (plural)

Compound of anjungan (“platform; pavilion”) + tunai (“cash”) + mandiri (“autonomous; independent”), literally “autonomous cash platform”, a phono-semantic matching of English automated teller machine. Coined by Komisi Istilah.

psm

automated teller machine
automated teller machine

automated teller machine (a device that provides bank customers without a human teller)


kapitalisasi

Affixed kapital + -isasi, from Dutch kapitalisatie.

(business) an issue of shares by a company known as a rights issue or bonus issue.


adendum

adèndum (canonical)
adendum-adendum (plural)

Learned borrowing from Latin addendum, accusative gerund of addō.

(law, real estate) especially text added as an appendix or supplement to a document.


nirbunga

nir- + bunga (“interest”), literally “without interest”.

prefix

Bank nirbunga


kontrak berjangka

id-noun

kontrak berjangka (plural kontrak-kontrak berjangka)

Compound of kontrak (“contract”) + berjangka, partial calque of Dutch termijncontract.

(finance) futures contract: a standardized contract, traded on a futures exchange, to buy or sell a standardized quantity of a specified commodity (or financial instrument) of standardized quality at a certain date in the future, at a stated price (the futures price).


laporan keuangan

laporan keuangan (plural laporan-laporan keuangan)

Compound of laporan (“report”) + keuangan (“finance”), calque of Dutch financieel (jaar)verslag (“(annual) financial statement”, literally “(annual) financial report”).

clq

(accounting, business) financial statement.


distribusi

From Dutch distributie (“distribution”).

(business, economics, marketing) the process by which goods get to final consumers over a geographical market, including storing, selling, shipping and advertising.


eceran

ècèran (canonical)
eceran-eceran (plural)

(business) retail: the sale of goods directly to the consumer, encompassing the storefronts, mail-order, websites, etc., and the corporate mechanisms, branding, advertising, etc. that support them.


nasabah

From Malay [Term?], from Arabic نَسَبَ (nasaba, “to correlate”), نِسْبَة (nisba, “relationship, affiliation”).
* Displaced Dutch relatie (“relation, relationship”) by Komisi Bahasa Indonesia as published on Kanpō/Berita Pemerintah No.38 Year III Month 3 (2604) in 1944.


SBI

Sertifikat Bank Indonesia
Sertifikat Bank Indonesia#Indonesian

(finance) Initialism of Sertifikat Bank Indonesia.


bunga berbunga

Compound of bunga (“flower”) + berbunga (“flowering”), literally “flowering flower”, calque of Dutch rente op rente (“compound interest”, literally “interest of interest”). Compare to German Zinseszins.

clq

(colloquial, finance) compound interest.


alat muat-angkut-buang

alat (“tool”) + muat (“load”) + angkut (“haul”) + buang (“dump”)


alat gali-muat

alat (“tool”) + gali (“dig”) + muat (“load”)


alat garu

(mining) ripper; A hook-like tool used to tear away ore, rock, etc.


rekrutmen

rékrutmên (canonical)
rekrutmen-rekrutmen (plural)

Internationalism, borrowed from English recruitment, from French recrutement.

(Standard Malay)

(management) the process or art of finding candidates for a post in an organization, or recruits for the armed forces.


pajak penghasilan

Compound of pajak (“tax”) + penghasilan (“income”), calque of Dutch inkomstenbelasting.

(taxation) income tax: a tax levied on earned and unearned income, net of allowed deductions.


pengembang

pêngêmbang (canonical)
pengembang-pengembang (plural)

(Standard Malay)

(business) a real estate developer; a person or company who prepares a parcel of land for sale, or creates structures on that land.


densitas ruah

id-noun

densitas ruah (plural densitas-densitas ruah)


bahan peledak

Compound of bahan (“material”) + peledak, calque of Dutch springstof


penerimaan negara bukan pajak

penerimaan negara bukan pajak (plural penerimaan-penerimaan negara bukan pajak)

/pə.nə.ri.ˈma.an nə.ˈɡa.ra ˈbu.kan ˈpa.d͡ʒak/

(finance, government) non-tax revenue; non-tax receipts.


biro perjalanan

biro perjalanan (plural biro-biro perjalanan)

Compound of biro (“bureau”) + perjalanan (“voyage”), partial calque of Dutch reisbureau (“travel agency”, literally “voyage agency”).

partial calque

(business, tourism) travel agency: A company that arranges travel and accommodation for travellers.


kredit pemilikan rumah

id-noun

kredit pemilikan rumah (plural kredit-kredit pemilikan rumah)

Compound of kredit (“loan”) + pemilikan (“owning”) + rumah (“house”). Compare to Japanese 住宅(じゅう)ローン (jūrōn, “mortage loan”, literally “dwelling house loan”).


penyangkalan

pênyangkalan (canonical)
penyangkalan-penyangkalan (plural)

(accounting) disclaimer: a public disavowal, as of responsibility, pretensions, claims, opinions, etc.


KPR

kredit pemilikan rumah
kredit pemilikan rumah#Indonesian

(finance) initialism of kredit pemilikan rumah.


progresif

Borrowed from Dutch progressief, from French progressif, from Latin prōgressīvus.

(taxation) increasing in rate as the taxable amount increases.


riset operasi

id-noun

riset operasi (plural riset-riset operasi)

Compound of riset (“research”) + operasi (“operation”), calque of English operations research.

com

operations research
operations research#English

(business, government, management) operations research: The application of scientific methods and techniques to problems of decision making, especially in business management and government administration.


perilaku organisasi

Compound of perilaku + organisasi, calque of English organizational behavior.

clq

organizational behavior
organizational behavior#English

(management) organizational behavior: the study of human behavior in organizational settings, the interface between human behavior and the organization, and the organization itself."


tanggung jawab sosial perusahaan

id-noun

tanggung jawab sosial perusahaan (plural tanggung-tanggung jawab sosial perusahaan)

/ˈtaŋ.ɡʊŋ ˈd͡ʒa.wap so.ˈsi.al pər.ʊsa.ˈha.an/

Compound of tanggung jawab (“responsibility”) + sosial (“social”) + perusahaan (“corporate”), calque of English corporate social responsibility.

clq

corporate social responsibility
corporate social responsibility#English

(business) corporate social responsibility: A form of international private business self-regulation which aims to contribute to societal goals of a philanthropic, activist, or charitable nature.


administrasi publik

public administration
public administration#English

(government, management) the implementation of public policy by governmental bodies; the administration of governmental functions; the administration of a state.


administrasi bisnis

Compound of administrasi + bisnis, calque of English business administration.

business administration
business administration#English

(business) business administration: A course of study in higher education intended to prepare the students for a career in business.


penyelamatan

pênyêlamatan (canonical)
penyelamatan-penyelamatan (plural)

Affixed selamat + peng- -an, inherited from Malay penyelamatan.


agunan

(business, finance, real estate) collateral, warranty


akrual

Internationalism, borrowed from English accrual.

(accounting) accrual: from the creditor's viewpoint, a charge incurred in one accounting period that has not been, but is to be, paid by the end of it.


akseptasi

Borrowed from Dutch acceptatie, from French acceptation.

(Standard Malay)

(business, finance) an assent and engagement by the person on whom a bill of exchange is drawn, to pay it when due according to the terms of the acceptance; the bill of exchange itself when accepted.

(insurance) agreement of insurer to the person's application for insurance and in turn issues them a policy to cover certain risks or perils.


akun berjalan

id-noun

akun berjalan (plural akun-akun berjalan)

Compound of akun (“account”) + berjalan (“running”, literally “walking”).


anak perusahaan

id-noun

anak perusahaan (plural anak-anak perusahaan)

Compound of anak (“child”) + perusahaan (“company”).

(business) daughter company, subsidiary: A company owned by a parent company or a holding company, also called daughter company or sister company.


arus kas

Compound of arus (“flow”) + kas (“cash”).


atestasi

Internationalism, borrowed from Dutch attestatie, from Middle French attestation, from Latin attestātiō.

(business) attestation: The process, performed by accountants or auditors, of providing independent opinion on published financial and other business information of a business, public agency, or other organization.


perusahaan induk

perusahaan induk (plural perusahaan-perusahaan induk)

perusahaan (“company”) + induk (“parent”). Calque of English parent company.


badan usaha

Compound of badan (“corporation”) + usaha (“business”).

(business, law) business; company; enterprise


cek fiat

certified cheque
certified cheque#English

(finance) certified check, certified cheque: A check (cheque) for which the bank verifies that sufficient funds exist in the account to cover the check, and so certifies, at the time the check is written.


daya beli

Compound of daya + beli (“purchase”), calque of Dutch koopkracht.

purchasing power
purchasing power#English


deplesi

Borrowed from Dutch depletie, from Latin depletio, depletionem, from depleō.

(Standard Malay)

(accounting, mining) gradual expense or use of natural resources over time.


deposito berjangka

id-noun

deposito berjangka (plural deposito-deposito berjangka)

Compound of deposito (“deposit”) + berjangka.

(Standard Malay)

(banking) time deposit, term deposit: a deposit in a bank that cannot be withdrawn before a specified date.


depresiasi

Internationalism, borrowed from Dutch depreciatie.

(accounting) The measurement of the decline in value of assets. Not to be confused with impairment, which is the measurement of the unplanned, extraordinary decline in value of assets.


dewan komisaris

dewan komisaris (plural dewan-dewan komisaris)

Compound of dewan (“council”) + komisaris.

board of directors
board of directors#English


uang kertas

uang kêrtas (canonical)
uang-uang kertas (plural)

Barangsiapa meniru, memalsukan uang kertas, dan/atau dengan sengaja menyimpan serta mengedarkan uang kertas tiruan atau uang kertas palsu, diancam dengan hukuman penjara.

Whoever copies, counterfeits banknotes, and/or intentionally stores and circulates imitated or counterfeited banknotes, are threatened with imprisonment.


uang logam

uang logam zaman Belanda seharga Rp208.25 per kepingnya

(a) Dutch-era coin worth Rp208.25 a piece


hukum dagang

hukum dagang (plural hukum-hukum dagang)

(business, law) commercial law, mercantile law, trade law: The body of law that applies to the rights, relations, and conduct of persons and business engaged in commerce, merchandising, trade, and sales.


periode akuntansi

periode akuntansi (plural periode-periode akuntansi)

Compound of periode (“period”) + akuntansi (“accounting”).

com

accounting period
accounting period#English


pengembalian investasi

id-noun

pêngêmbalian invèstasi (plural pengembalian-pengembalian investasi)

pêngêmbalian invèstasi (canonical)
pengembalian-pengembalian investasi (plural)

return on investment
return on investment


liabilitas

(finance) liability, liabilities: an amount of money in a company that is owed to someone and has to be paid in the future, such as tax, debt, interest, and mortgage payments.


keunggulan kompetitif

Compound of keunggulan + kompetitif, calque of English competitive advantage.

competitive advantage
competitive advantage

(business, economics) competitive advantage: an attribute that allows a company or a person to outperform competitors.


tupoksi

(management) acronym of tugas pokok dan fungsi.


agen perjalanan wisata

agen perjalanan wisata (plural agen-agen perjalanan wisata)

(business, tourism) travel agency: A company that arranges travel and accommodation for travellers.


perusahaan asuransi

perusahaan asuransi (plural perusahaan-perusahaan asuransi)

Compound of perusahaan (“company”) + asuransi (“insurance”).

com

(business) insurance company, insurance carrier


kebijakan administrasi

id-noun

kebijakan administrasi (plural kebijakan-kebijakan administrasi)

(government, management) administrative policy


rekonsiliasi

(accounting) the process of comparing and resolving apparent differences between sets of accounting records, or between accounting records and bank statements, receipts, etc.


ilmu aktuaria

ilmu aktuaria (plural ilmu-ilmu aktuaria)

Compound of ilmu + aktuaria, calque of English actuarial science.

actuarial science
actuarial science#English

(mathematics, statistics, insurance, finance) actuarial science: The discipline within applied mathematics dealing with risk assessment and the modelling of uncertainty; the rigorous application of mathematical and statistical methods to assess risk, in industries including insurance and finance.


penganggaran

pênganggaran (canonical)
penganggaran-penganggaran (plural)

(finance, government) budgeting: the activity of constructing a budget.


pajak bumi dan bangunan

Compound of pajak (“tax”) + bumi (“earth”) + dan (“and”) + bangunan (“building”). Semantic loan from Dutch landrente as padjak boemi, which replaced padjak tanah because of misunderstanding by Gunseikanbu Zaimubutyoo on 1 April 2604 as published on Kanpō/Berita Pemerintah No.41 Year 2604 in 1944.


keuntungan modal

id-noun

keuntungan modal (plural keuntungan-keuntungan modal)

(business, economics, finance) capital gain


jenjang karier

(management) career path: a long-term plan that includes specific steps or tasks that help you advance to a desirable occupation or new role.


wesel pos

(finance) money order, postal money order


wesel aksep

(finance) banker's draft, cashier's check


polis asuransi

polis asuransi (plural polis-polis asuransi)


penyaliran

pênyaliran (canonical)
penyaliran-penyaliran (plural)

(mining) dewatering (technique for the removal of water)


sumuran

(mining) sump: the lowest part of a mineshaft into which water drains.


kemitraan

kêmitraan (canonical)
kemitraan-kemitraan (plural)

(Standard Malay)

(business) an association of two or more people to conduct a business.


akuntan publik

akuntan publik (plural akuntan-akuntan publik)

chartered accountant
chartered accountant#English

certified public accountant
certified public accountant#English

(accounting) chartered accountant, certified public accountant


asersi

Borrowed from Dutch assertie (“assertion”), from French assertion, from Latin assertio.

bor+

(finance) the set of information that the statement preparer is providing in a financial statement audit.


pemengaruh

Affixed peng- + pengaruh. Compare to Standard Malay pempengaruh.

(social media, marketing, uncommon) a person who is able to influence consumption, lifestyle, and/or political preferences of their online audience by creating and/or engaging social media content, often as a part of a marketing campaign


penyelesaian

(finance) the delivery of goods by the seller and payment for them by the buyer, under a previously agreed trade or transaction or contract entered into.


pembesaran

pêmbêsaran (canonical)
pembesaran-pembesaran (plural)


bank syariah

bank (“bank”) + syariah (“sharia”). One of earliest usage found in Decree of the Board of Directors of Bank Indonesia Number 32/34/KEP/DIR, which passed in 1999. The term was short form of bank umum berdasarkan prinsip syariah.


penyelia

pênyêlia (canonical)
penyelia-penyelia (plural)

Affixed selia + peng-, inherited from Malay penyelia.

(management) a person with the official task of overseeing the work of a person or group, or of other operations and activities; a person who monitors someone to make sure they comply with rules or other requirements set for them.


obligasi pemerintah

id-noun

obligasi pemerintah (plural obligasi-obligasi pemerintah)

(finance, government, broad sense) government bond, sovereign bond, state bond.


obligasi negara

obligasi negara (plural obligasi-obligasi negara)


surat utang negara

surat utang negara (plural surat-surat utang negara)


buku putih

Compound of buku (“book”) + putih (“white”), partial calque of Dutch witboek (“white paper”, literally “white book”).

partial calque

(management, marketing) a factual write-up of something, specifically devoid of the appearance of marketing.


jam kerja

Compound of jam (“work”) + kerja (“hour”).

(law, management) working time, working hours


etos kerja

Compound of etos + kerja, partial calque of Dutch werkethos.


kesuksesan

Synonym of keberhasilan (“success, successfulness”)


manajemen strategis

strategic management
strategic management


rahasia dagang

id-noun

rahasia dagang (plural rahasia-rahasia dagang)


manajemen proyek

project management
project management#English


pembuat kebijakan

pembuat kebijakan (plural pembuat-pembuat kebijakan)


wesel bayar

(finance) promissory note (a document saying that someone owes a specific amount of money to someone else, often with the deadline and interest fees; the primary purposes of a promissory note are to evidence the debt obligation incurred, and to establish terms for payment thereof)


wesel tagih

(finance) note receivable (a balance sheet item that records the value of promissory notes that a business is owed and should receive payment for)


penyusutan

(accounting) depreciation (the measurement of the decline in value of assets. Not to be confused with impairment, which is the measurement of the unplanned, extraordinary decline in value of assets)


kurang modal

kurang modal (plural kurang-kurang modal)

(Standard Malay)


perdagangan orang dalam

perdagangan orang dalam (plural perdagangan-perdagangan orang dalam)

perdagangan-perdagangan orang dalam (plural)

perdagangan (“trade”) + orang dalam (“insider”).

com

(business, finance, law) insider trading, inside dealing, inside trading, insider dealing


rantai pasok

id-noun

rantai pasok (plural rantai-rantai pasok)

Compound rantai (“chain”) + pasok (“to supply”), calque of English supply chain.


pegawai tidak tetap

pegawai tidak tetap (plural pegawai-pegawai tidak tetap)

pegawai (“employee”) + tidak tetap (“temporary”, literally “nonpermanent”).


pemangku kepentingan

id-noun

pemangku kepentingan (plural pemangku-pemangku kepentingan)


perbankan

pêrbankan (canonical)
perbankan-perbankan (plural)

teori pendapatan terantisipasi perbankan

(finance) banking:
the business of managing a bank.

the occupation of managing or working in a bank.


bea balik nama

bea balik nama (plural bea-bea balik nama)

Compound of bea (“tax; customs”) + balik nama.


kerangka acuan kerja

kerangka acuan kerja (plural kerangka-kerangka acuan kerja)


KAK

kerangka acuan kerja
kerangka acuan kerja#Indonesian

(management) Initialism of kerangka acuan kerja (“terms of reference”).


NJOP

(taxation) Initialism of nilai jual objek pajak.


PKL

pedagang kaki lima
pedagang kaki lima#Indonesian

(business) Initialism of pedagang kaki lima (“hawker, street vendor”).


motivasi

Borrowed from Dutch motivatie, from motiveren + -atie.

(advertising) A research rating that measures how the rational and emotional elements of a commercial affect consumer intention to consider, visit, or buy something.


angka kecermatan

angka kecermatan (plural angka-angka kecermatan)

(management) a number which is a presentation obtained from the comparison between the number of letters found and those not found


angka kredit

angka kredit (plural angka-angka kredit)

Compound of angka (“point”) + kredit (“credit”).

(management) the unit value of each activity item and/or the accumulated value of the activity items that must be achieved by functional officials which is used as one of the requirements for appointment or promotion in a functional position


berkas tersendiri

berkas tersendiri (plural berkas-berkas tersendiri)

(management) a file that has a specific title to store letters containing the name or subject covered under the file title


buku pedoman kearsipan

buku pedoman kearsipan (plural buku-buku pedoman kearsipan)

Compound of buku pedoman (“guide book”) + kearsipan (“archiving”).


dana amortisasi

id-noun

dana amortisasi (plural dana-dana amortisasi)

Compound of dana (“fund”) + amortisasi (“amortization”).


dana pelunas

Compound of dana (“fund”) + pelunas (“payer”).

(finance, management) sinking fund: a fund established by an economic entity by setting aside revenue over a period of time to fund a future capital expense or repay a long-term debt.


kartu kendali

id-noun

kartu kendali (plural kartu-kartu kendali)

Compound of kartu (“card”) + kendali (“control”).

(management) control card: document or device used that is marked by some means at each control point to show the completion course correctly.


latihan jabatan

latihan jabatan (plural latihan-latihan jabatan)

Compound of latihan (“training”) + jabatan (“position, post, function”).


tugas pokok

Compound of tugas (“task; assignment”) + pokok (“importance”).


latihan keahlian

id-noun

latihan keahlian (plural latihan-latihan keahlian)

Compound of latihan (“training; exercise”) + keahlian (“skill”).


naskah dinas

id-noun

naskah dinas (plural naskah-naskah dinas)

(management) official communication tools in written form


pegawai administrasi

pegawai administrasi (plural pegawai-pegawai administrasi)

Compound of pegawai (“employee; government officer, official”) + administrasi (“administration”).

com

administrative officer
administrative officer


IKM

(government, management) Initialism of indeks kepuasan masyarakat (“public satisfaction index”).

(business) Initialism of industri kecil (dan) menengah (“small and medium-sized industry”).


pengawasan preventif

id-noun

pengawasan preventif (plural pengawasan-pengawasan preventif)

(government, management) supervision of regional regulations and regional decisions regarding certain matters which will only come into effect after direction from authorized officials


pengawasan represif

pengawasan represif (plural pengawasan-pengawasan represif)

(government, management) suspension or cancellation of regional regulations or decisions of regional heads by authorized officials


rantai komando

rantai komando (plural rantai-rantai komando)

Compound of rantai (“chain”) + komando (“command”).


risalah rapat

risalah rapat (plural risalah-risalah rapat)

Compound of risalah (“minutes, proceeding”) + rapat (“meeting”).

com

(management) minute: a (usually formal) written record of a meeting or a part of a meeting.


sistem karier

Compound of sistem (“system”) + karier (“career”).

(management) a personnel system in which the first appointment of an employee is based on the person's skills


staf pimpinan

id-noun

staf pimpinan (plural staf-staf pimpinan)

(management) employees and leaders with managerial tasks, such as leading, planning, and supervising


bank perekonomian rakyat

bank perekonomian rakyat (plural bank-bank perekonomian rakyat)

Compound of bank + perekonomian + rakyat.

(finance) community bank: locally operated financial institutions that empower employees to make local decisions to serve their customers and partners.


surat berharga

surat berharga (plural surat-surat berharga)

(finance) certificate: a document evidencing ownership or debt.


penanggung

pênanggung (canonical)
penanggung-penanggung (plural)


kartu debit

kartu débit (canonical)
kartu-kartu debit (plural)

From kartu + debit, a calque of English debit card.


SPPT

surat pemberitahuan pajak tahunan#Indonesian

(taxation) Initialism of surat pemberitahuan pajak tahunan.


sidang umum

Compound of sidang (“assembly”) + umum (“general”).

(management) general assembly: formal meeting of all members of an organization.


novatie

(finance, law) Alternative spelling of novasi (“novation”)


persklaar

Unadapted borrowing from Dutch persklaar.


proefdruk

Unadapted borrowing from Dutch proefdruk (“galley proof”).


zetter

Unadapted borrowing from Dutch zetter, letterzetter (“typesetter”).


lettre d’affaires

Unadapted borrowing from French lettre d’affaires (“business letter”).


pencairan

(finance) liquidation: the act of exchange of an asset of lesser liquidity with a more liquid one, such as cash.


ATPM

(business) Initialism of agen tunggal pemegang merek (literally “brand-holding singular agent”).


UPP

unit pelaksana proyek
unit pelaksana proyek#Indonesian

(management) Initialism of unit pelaksana proyek.


rumah toko

Compound of rumah (“house”) + toko (“shop, store”).

com+

(architecture, real estate) shophouse (building that has both retail and domestic use)


IKU

(education, management) Acronym of indikator kinerja utama.


metode penyusutan

Compound of metode (“method”) + penyusutan (“depreciation”).

compound

(accounting) depreciation method: a method used to allocate the cost of a fixed asset over its useful life. Common methods include straight-line depreciation and declining balance depreciation


keberhasilan

successfulness (the state or condition of being successful)


peleburan

(business) the legal union of two or more corporations into a single entity, typically assets and liabilities being assumed by the buying party.


peluruhan

eksperimen peluruhan meson berkecepatan tinggi

kontribusi vektor aksial lemah pada peluruhan beta

(mining) disintegration: the wearing away or falling to pieces of rocks or strata, produced by atmospheric action, frost, ice, etc.


akta tanggal

Compound of akta (“deed”) + tanggal (“date”).


anggaran modal

id-noun

anggaran modal (plural anggaran-anggaran modal)

Compound of anggaran (“budget”) + modal (“capital”).


asuransi kewajiban

asuransi kewajiban (plural asuransi-asuransi kewajiban)


asuransi segala risiko

asuransi segala risiko (plural asuransi-asuransi segala risiko)

asuransi-asuransi segala risiko (plural)

Compound of asuransi (“insurance”) + segala (“every”) + risiko (“risk”).


bank kliring

Compound of bank + kliring (“clearing”).

(banking, finance) clearing bank: any of a network of banks that have a formal arrangement for the exchange of cheques, drafts, etc.


bank koperasi

id-noun

bank koperasi (plural bank-bank koperasi)

Compound of bank + koperasi (“cooperation”).

cooperative bank
cooperative bank#English

(banking, finance) cooperative bank: any banks owned by their customers and follow the cooperative principle of one person, one vote.


bank umum

(banking, finance) commercial bank: a bank whose chief business is accepting demand deposits and making short-term loans.


bebas cukai

Compound of bebas (“free”) + cukai (“duty”).


beban mengambang

id-noun

beban mengambang (plural beban-beban mengambang)

Compound of beban (“load; charge; expense”) + mengambang (“to float”).


beban pengimbang

id-noun

beban pengimbang (plural beban-beban pengimbang)

Compound of beban (“load; charge; expense”) + pengimbang (“balancing”).

com

(business, finance) balancing charge: a charge to prevent you from claiming too much tax relief for bought equipment.


beli sendiri

Compound of beli (“to buy”) + sendiri (“self-”).


berita penentu

id-noun

berita penentu (plural berita-berita penentu)

Compound of berita (“news”) + penentu (“determinant”).

com

(finance) advice fate: a request by a bank to another bank for the result of a bill of lading or other demand for payment.


biaya ikatan

id-noun

biaya ikatan (plural biaya-biaya ikatan)

Compound of biaya (“fee”) + ikatan (“knot; association”).

com

(business, finance) commitment fee: an amount of money a bank, etc. charges a customer to keep a loan available for them.


biaya modal

Compound of biaya (“cost”) + modal (“capital”).

(business, finance) cost of capital: the minimum rate of return or profit a company must earn before generating value.


buku utang

Compound of buku (“book”) + utang (“debt”).

(business, finance) book debt: an interest, right, burden, or liability attached to a title of land, such as a lien or mortgage.


bunga akrual

id-noun

bunga akrual (plural bunga-bunga akrual)

Compound of bunga (“interest”, literally “flower”) + akrual (“accrual”).

com

(business, finance) accrued interest: the interest on a bond or loan that has accumulated since the principal investment, or since the previous coupon payment.


cadangan bank

id-noun

cadangan bank (plural cadangan-cadangan bank)

Compound of cadangan (“reserve”) + bank.

(business, finance, banking) bank reserve: commercial bank's cash holdings physically held by the bank, and deposits held in the bank's account with the central bank.


cadangan modal

cadangan modal (plural cadangan-cadangan modal)

Compound of cadangan (“reserve”) + modal (“capital”).

com

(business, finance) capital reserve: a fund or account set aside for major long-term investment projects or other anticipated expenses.


anjungan transaksi mandiri

Compound of anjungan (“platform; pavilion”) + tunai (“transaction”) + mandiri (“autonomous; independent”), literally “autonomous transaction platform”.

com+

anjungan tunai mandiri
anjungan tunai mandiri#Indonesian

automated teller machine
automated teller machine

(banking) Synonym of anjungan tunai mandiri (“automated teller machine”)


krisis finansial

id-noun

krisis finansial (plural krisis-krisis finansial)

financial crisis (episode of instability in financial systems)


surat sanggup

surat sanggup (plural surat-surat sanggup)

(finance) promissory note (a document saying that someone owes a specific amount of money)


daftar gaji

Compound of daftar (“catalogue, list, register, schedule”) + gaji (“wages”).


RUPS

(business) Initialism of rapat umum pemegang saham.


RUPO

(business) Initialism of rapat umum pemegang obligasi.


(taxation) Initialism of kantor pelayanan, penyuluhan, dan konsultasi perpajakan.


SSPCP

(taxation) Initialism of surat setoran pabean, cukai dan pajak.


SPMKP

surat perintah
surat perintah#Indonesian

kelebihan pajak
kelebihan pajak#Indonesian

(taxation) Initialism of surat perintah membayar kelebihan pajak.


tertanggung

[t̪ərˈt̪aŋ.ɡʊŋ]

(insurance) insured (the person or persons whose interests are protected by an insurance policy)


manfaat takaful

id-noun

manfaat takaful (plural manfaat-manfaat takaful)

manfaat + takaful, literally “insurance benefits”.


hapus buku

Compound of hapus (“to delete”) + buku (“book”), refer to deletion of postings or a general ledger.


harga khusus

id-noun

harga khusus (plural harga-harga khusus)

Compound of harga (“price”) + khusus (“special”).


pagu anggaran

id-noun

pagu anggaran (plural pagu-pagu anggaran)

Compound of pagu (“ceiling”) + anggaran (“budget”).


asas kepastian hukum

Compound of asas (“principle”) + kepastian hukum (“legal certainty”).

(finance, politics) legal certainty principle


dana bagi hasil

id-noun

dana bagi hasil (plural dana-dana bagi hasil)

(finance, government, politics) revenue sharing fund: funds sourced from certain national revenues which are allocated to producing regions based on a certain percentage figure with the aim of reducing the disparity in financial capacity between the central and regional governments


gagal bayar

From gagal (“to fail”) + bayar (“to pay”), literally “failure to pay”.

compound

(finance) default (the condition of failing to pay an obligation)


netralitas kompetitif

Compound of netralitas (“neutrality”) + kompetitif (“competitive”).

com+

competitive neutrality
competitive neutrality

(business, economics, government) competitive neutrality: the principle that a government business should not have a competitive advantage (or disadvantage) as a result of its government ownership. Competitive neutrality policies aim to promote fair and efficient competition between public and private businesses.


pendapatan daerah

id-noun

pendapatan daerah (plural pendapatan-pendapatan daerah)

Compound of pendapatan (“revenue”) + daerah (“regional”).

com+

(finance, government) regional government revenue


pejabat pembuat komitmen

id-noun

pejabat pembuat komitmen (plural pejabat-pejabat pembuat komitmen)

pejabat-pejabat pembuat komitmen (plural)

Compound of pejabat (“officer”) + pembuat (“making”) + komitmen (“commitment”)

com+

commitment-making officer
commitment-making officer

(business, government, management) commitment-making officer (Indonesia), contracting officer (US), procurement officer (UK)


ekspensi

(business) expense (an item requiring an outflow of money, or any form of fortune in genera)


abu lumpur

Compound of abu (“ash”) + lumpur (“mud”).

(mining) a soil mass dominated by fine material on the surface which has high viscosity during movement


air asam tambang

id-noun

air asam tambang (plural air-air asam tambang)

Compound of air (“ash”) + asam (“acid”) + tambang (“mine”).

com+

(mining) water in or around mining areas that has a very high acidity level with a pH value of less than five


analisis ultimat

id-noun

analisis ultimat (plural analisis-analisis ultimat)

Compound of analisis (“analysis”) + ultimat (“ultimate”).

com+

(mining) laboratory analysis to determine the content of elements in coal, such as carbon, hydrogen, oxygen, and sulfur


batuan penyekat

id-noun

batuan pênyêkat (plural batuan-batuan penyekat)

batuan pênyêkat (canonical)
batuan-batuan penyekat (plural)

Compound of batuan (“rock”) + penyekat (“seal”).

com+

(mining) seal: an impermeable layer of rock that prevents the movement of hydrocarbons, like oil and gas, around a reservoir.


cebakan primer

id-noun

cebakan primer (plural cebakan-cebakan primer)

Compound of cebakan (“deposit”) + primer (“primary”).

com+

(mining) primary deposit: the original location of ores, minerals, and gemstones.