"open banking" meaning in English

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  "lang": "English",
  "lang_code": "en",
  "pos": "noun",
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        {
          "kind": "topical",
          "langcode": "en",
          "name": "Banking",
          "orig": "en:Banking",
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            "Finance",
            "Industries",
            "Business",
            "Economics",
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            "Fundamental"
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        {
          "kind": "topical",
          "langcode": "en",
          "name": "Finance",
          "orig": "en:Finance",
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            "Business",
            "Economics",
            "Society",
            "Social sciences",
            "All topics",
            "Sciences",
            "Fundamental"
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      "examples": [
        {
          "ref": "2018 January 8, Shane Hickey, “‘Open banking’: radical shake-up, or a threat to your private data?”, in The Guardian",
          "text": "It’s the start of a new series of rules concerning “open banking”, where customers will be able to share their personal financial information with companies other than their bank, opening up opportunities to get better deals on mortgages, overdrafts and comparing insurance and broadband deals.",
          "type": "quotation"
        },
        {
          "ref": "2019 November 11, Kalyeena Makortoff, quoting Mick McAteer, “Banking tech could lead to discrimination, says ex-regulator”, in The Guardian",
          "text": "“Everyone’s getting very excited about fintech and open banking and all this new technology but the fact is … this actually risks more people being excluded from the financial system,” McAteer said.",
          "type": "quotation"
        }
      ],
      "glosses": [
        "Third party API access to a consumer's banking data in order to create new services and products."
      ],
      "id": "en-open_banking-en-noun-cE-tPl3-",
      "links": [
        [
          "banking",
          "banking#Noun"
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        [
          "finance",
          "finance#Noun"
        ],
        [
          "Third party",
          "third party"
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          "API",
          "API"
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      "raw_glosses": [
        "(banking, finance) Third party API access to a consumer's banking data in order to create new services and products."
      ],
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        "uncountable"
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      "topics": [
        "banking",
        "business",
        "finance"
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  "word": "open banking"
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  "lang": "English",
  "lang_code": "en",
  "pos": "noun",
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        "en:Banking",
        "en:Finance"
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      "examples": [
        {
          "ref": "2018 January 8, Shane Hickey, “‘Open banking’: radical shake-up, or a threat to your private data?”, in The Guardian",
          "text": "It’s the start of a new series of rules concerning “open banking”, where customers will be able to share their personal financial information with companies other than their bank, opening up opportunities to get better deals on mortgages, overdrafts and comparing insurance and broadband deals.",
          "type": "quotation"
        },
        {
          "ref": "2019 November 11, Kalyeena Makortoff, quoting Mick McAteer, “Banking tech could lead to discrimination, says ex-regulator”, in The Guardian",
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          "type": "quotation"
        }
      ],
      "glosses": [
        "Third party API access to a consumer's banking data in order to create new services and products."
      ],
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        [
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        [
          "finance",
          "finance#Noun"
        ],
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          "Third party",
          "third party"
        ],
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          "API",
          "API"
        ]
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      "raw_glosses": [
        "(banking, finance) Third party API access to a consumer's banking data in order to create new services and products."
      ],
      "tags": [
        "uncountable"
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      "topics": [
        "banking",
        "business",
        "finance"
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  "word": "open banking"
}